AEGiS-SAPA: Life insurers scrap HIV/Aids exclusion South African Press AssociationImportant note: Information in this article was accurate in 2004. The state of the art may have changed since the publication date.
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Life insurers scrap HIV/Aids exclusion

South African Press Association - November 22, 2004


Life insurers will not refuse cover to people with HIV/Aids from January 1 next year, the Life Offices Association (LOA) said on Monday.

LOA director Gerhard Joubert said while some members of the LOA had already announced that they will remove all HIV/Aids exclusion clauses for new and some existing business, this is now mandatory for all members of the LOA.

The LOA resolved at its annual general meeting on Friday to amend the LOA HIV testing protocol, to disallow the use of exclusion clauses for new business.

This applies to all types of business, including group life.

"This is a significant step for the industry. This will mean that HIV is treated no differently from any other medical condition in the underwriting process," said Joubert.


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